Teller System > Transactions > Loan Transactions > Loan Transaction Codes

Anytime a payment transaction is run through EZPay, it is technically run with a tran code 2600-25. The Payment with Promos transaction as accessed from CIM GOLDTeller, however, is only for supervisors who need to balance G/L's based on account numbers. Regular tellers should not be given access to this transaction. If you are a teller and want to make a payment on a line-of-credit card loan, use the LOC Card Payments transaction (tran code 2600-45) instead.

If you are a supervisor who needs to move balances by journal, then you can use this journal only transaction. This loan payment transaction allows you to attach a descriptor to the payment. Descriptors show up in Loan History and define where the payment came from. You can also charge a fee for running this transaction, similar to the EZPay transactions. However, if you want to designate a fee, you must enter it in the provided field on this transaction.

An institution option (FPOQ) is available to ensure that any payment run with this tran code will pay off and close the account if the proper conditions are met.

See the following example of this transaction:

trancode2600-25pmtwithpromo

Field Descriptions

Field

Description

Account Number

Enter the account number for which you want to apply this journal payment. If the account is displayed in the account list, you can double-click it and it will be entered in this field automatically. You can also search for accounts using the <F9> key, as explained in the CIF Search topic.

Tran Amount

This is the total amount of the transaction. The amount you enter in this field must total the Journal In and Collection Fee Amt fields, if you enter a Collection Fee Amt.

As Of Date

This is the date the payment was made. You can backdate a payment up to the date of the Last Transaction (LNTRAN) on the Loans > Account Information > Account Detail screen > Account tab.

Journal In

This is the amount of the journal payment. It will be applied to the account as indicated in the Payment Application (for example, first to principal and interest, then to late charges, if applicable).

Jrnl Reference Nbr

Usually, users enter the account number in this field. This is a reference field for General Ledger information.

Loan Descriptor

This is the descriptor you want to display in History after this transaction is run. For example, if you entered "35" in the Loan Descriptor field, the History would display "600 LOCKBOX PAYMENT."

You should change this field to a drop-down list and only include those descriptors most used by your institution. For more information on how to change a field to a drop-down list on transactions, see the Create a drop-down list topic in the CIM GOLDTeller User's Guide. Possible descriptors include:

Field Number	Descriptor Code	Description	Tran 600 Description
1		Unknown Descriptor	Regular Payment
2	1	Mailed Payment	Mailed Payment
3	2	Walk-in Payment	Walk-in Payment
4	3	Interest Only Payment	Int Only Payment
5	4	Drop Box Payment
6	5	Payment - Manual Offset	Pmt-Manual Offs
7	9	No Advance Payment	No Advance Pymt
8	10	Agency Payment	Agency Payment
9	11	Used by Waive Late Charge to skip cntrs	Loan Payment
10	12	Allotment Payment	Allotment Pmt
11	13	SteadyPay Payment	SteadyPay Pmt
12	14	3rd Party Payment	3rd Party Pmt
13	15	Recurring Payment	Recurring Pmt
14	19	Internet Payment	WWW Payment
15	20	Guaranteed Payment	Guaranteed Pmt
16	25	Internet Payment by Credit Card	WWW Pmt by CC
17	30	Garnishment Payment	Garnishment Pmt
18	35	Lock Box Mail-in Payment	Lockbox Mail Pmt
19	40	Electronic Lockbox Payment	eLockbox Paymen
20	41	Western Union Lockbox Payment	WesternUn
21	42	MoneyGram Lockbox Payment	MoneyGram
22	43	PayNearMe Lockbox Payment	PayNearMe
23	45	Call-in Payment by Credit Card	Callin Pmt By CC
24	55	Telephone Payment by Credit Card	Phone Pmt By CC
25	65	Internet Payment by Online Check	WWW Pmt By Check
26	75	Telephone Payment by Online Check	Phone Pmt By Check
27	85	Call-in Payment by Online Check	Callin Pmt By Ck
28	95	One-Time Scheduled Payment by Check	1-Time Pmt by Ck
29	96	WWW One-Time Scheduled Payment by ACH	WWW 1-Tm Pmt ACH
30	100	Accident or Health Insurance	A&H Ins Payment
31	110	Unemployment Insurance	Unemployment Pmt
32	120	Property Insurance	Prop Ins Payment
33	130	Credit Life Insurance	Credit Life Pmt
34	140	GAP Insurance	GAP-Auto Pmt
35	141	GAP Insurance	GAP-Mcycle Pmt
36	142	GAP Insurance	GAP-RV Pmt
37	150	User Defined Insurance	Misc Ins Payment
38	165	AD&D Insurance	AD&D Payment
39	171	LPD (Auto) Insurance	LPD Ins Payment
40	172	Property Dual	Prop Dual Pmt
41	173	Property Dual Protected	Prop Dual Pr Pmt
42	175	Collateral Plus	Coll Plus Pmt
43	190	VSI Insurance	VSI Ins Payment
44	191	Non File Insurance	Non File Ins Pmt
45	197	Homegard Insurance	Homegard Ins Pmt
46	198	Flood Insurance	Flood Ins Pmt
47	199	Fire Insurance	Fire Ins Pmt
48	217	Retraction of Promotion	Promo Retraction
49	221	Charge Off Loan	Charge-off Loan
50	222	Reverse Charge Off	Reverse Chrg-off
51	223	Repossession	Repossession
52	224	Reverse Repossession	Rev-Repossession
53	225	Prin / Int Adjustment	Prin/Int Pmt
54	226	Roll Finance Charges	Roll Finance Chg
55	227	Pay Promo to Zero	Pay Promo 2 Zero
56	228	Roll Finance Charge	Roll Finance Chg
57	229	Roll Misc Fees into Balance	Roll MF into Bal
58	250	Postpetition Trustee Payment	Trustee Payment
59	251	Adequate Protection Payment	Adequate Protect
60	252	Postpetition Escrow Payment	Postpet Escrow
61	253	Prepetition Claim Payment	Prepet Claim PMT
62	254	Postpetition Claim Payment	Postpet Claim PM
63	255	Insurance Payment on Bankruptcy	Ins Pmt Bankrupt
64	256	Payment on Bankruptcy	Pmt on Bankrupt
65	257	Increase escrow balance on BK loans	Inc RSV Balance
66	258	Reduce Principal Balance by Arrearage	Reduce Prn on BK
67	259	Waive Late Charges on Bk	Waive Lt Chrg BK
68	260	Write-off On BK Account	W/O BK Account
69	400	Partial Write-off	Prtl W/Off Pmt
70	401	Full Write-off	Full W/Off Pmt
71	402	Repo Write-off	Prtl W/Off Pmt
72	406	Retract Convert to IB	Retract Convert
73	410	Sale of Security	Sale of Sec Pmt
74	419	Interest Adjustment	Int Adjustment
75	500	Collection	Collection Pmt
76	510	Judgment Adjustment	Judgment Payment
77	580	Payoff	Payoff
78	600	Death Claim	Death Claim Pmt
79	601	Payment From Partial	Pmt From Partial
80	602	Curtailment from Partial	Prin To Partial
81	603	Deferment	Deferment
82	604	Convert to IB	Convert to IB
83	605	Advance Payment	Advance Payment
84	606	Stored Value Card	Value Card
85	607	Default/Extension Charge	Default/Ext chrg

Number 1

This is the sequence number of the promotion to which you are applying this payment, if applicable. You can leave this field blank. You should change the name of this field or hide it if you aren't using promotions.

Collection Fee Amt

This is the fee amount that is collected for running the transaction. When the transaction is processed, it is credited directly to a G/L account. The G/L account number is used is pulled from the EZPay Fee field on the GOLD Services > General Ledger > G/L Account By Loan Type screen.

Source of Funds

This field should be hidden. It is not used.