Field

Description

Default

Mnemonic: DMDEFL

This field displays the account analysis default number that is currently being used on the customer account. You can delete this default by clearing the Analysis Default field on the Deposits > Account Information > Additional Fields screen. Any information corresponding with that default, however, will be dropped.

Defaults for commercial analysis service charge codes are set up by marking relevant fields on the Defaults screen. There are 79 pre-defined codes and 20 user-defined codes available. Once the Defaults screen has been set up, that Analysis Default number can be entered on the Additional Fields screen. All default entries will then populate fields on this screen.

Float Method

Mnemonic: AAFOPT

Use this field to indicate the float method code for check deposits on the customer account. See below for the possible selections in this field.

Float Method codes

Float Factor

Mnemonic: AAFFCT

Use this field to indicate the average number of days the customer account's check deposits are in "float." This field is only used for Float Method code 0 (see above). For example, enter "1.50" if check deposits on the account average 1 1/2 days in float (in other words, it takes 1 1/2 days for checks to process between depositing banks and paying banks).

Balance to Use

Mnemonic: AAUSEH, AAUSEL, AAUSEC

Use this field to indicate the balance to use on the customer account for earnings credit in the analysis calculation for the month (in other words, whether to calculate interest based on the average account balance, the high account balance, or the low account balance for the month).

Earnings credits are subtracted from the service charge amount. The three possible selections in this field are:

A - Average

H - High

L - Low

The information to identify the customer account's average, high, and low balances is pulled from the Deposits > Account Information > Account Information screen.

Credit Clear Cycle

Mnemonic: AAFCYC

Use this field to specify how often a forwarded credit amount is cleared (see Forwarded Credit below). See below for more information.

Credit Clear Cycle details

Waive Expiration Date

Mnemonic: N/A

Use this field to indicate the date that the waive of selected account analysis services will expire.

A service is considered waived if the Waive field is marked. If this field is left blank, the waive does not expire. If this date falls within or on the Statement Cycle date (from the  Deposit > Account Information > Account Information screen), the waive will be ignored and all charges will be assessed.

Charge Effective Date

Mnemonic: AASVDT

Use this field to indicate the date that account analysis fees become effective on the customer account. No fees will be charged on the customer account prior to this date.

For example, this field can be used to indicate that there will be no account analysis fees on a new account for the first 90 days. In that case, in this field you would enter a date that is 90 days after the date the customer account was opened. If no date is entered, the fees are effective immediately.

Forwarded Credit

Mnemonic: AAFBAL

This field displays a credit amount from statements against new charges for the current Statement Cycle (from the  Deposit > Account Information > Account Information screen). For example, last month's statement yielded a $5.00 credit. That amount would be placed in this field. When the current month's statement is processed and yields a $9.00 charge, the $5.00 credit is applied to the charge reducing it from $9.00 to $4.00.  The amount in this field is then cleared.

When consecutive credit statements are processed, this field accumulates the credit and applies them when they are needed.  A zero is placed in this field periodically according to the setting in the Credit Clear Cycle field above.

Skip Credit Statement

Mnemonic: AASKCR

Use this field to indicate whether the system should have an account statement printed if a credit for services was computed on the customer account.

Exclude Interest

Mnemonic: AAINSK

Use this field to indicate whether interest earned on the customer account is to be ignored when processing account analysis charges. If this field is left blank, paid interest will be subtracted from the net earned amount to be used in the balance before services. If a this field is marked, interest will not be used in the analysis charges and will not appear on the statement.

Earned interest is interest paid to the customer account based on the percent entered in the Rate field on the Deposits > Account Information > Account Information screen.

Charge Fees

Mnemonic: AACHGS

Use this field to indicate whether the customer account should be charged account analysis fees when the analysis is first set up. If this field is marked, the analysis calculation will be processed, and fees will be assessed. If this field is left blank, the statement will print with a note reading "Account Not Charged During Evaluation Period."

This field should be left blank for periods in which services are merely being evaluated.

Ignore Service Updates

Mnemonic: AAUPDF

Use this field to indicate whether the customer account should be excluded from the update found in the account analysis default record. Individual account analysis records can be updated according to the information found in the account analysis default record.

Combine

Mnemonic: N/A

This field indicates whether the customer account is part of a combined analysis. Combined analysis statements are set up in CIF. If a group record is set up, you will receive a combined statement for the customer account selected.

Household

Mnemonic: MNSEIN

This field contains the household number tied to the customer account. The household number is pulled from CIF.