Deposit Screens > Account Information Screen Group > Account Information Screen > Features/Options tab

Use this field group on the Features/Options tab of the Account Information screen to view and indicate which major features are available on the customer deposit account. Features are major aspects of customer accounts which serve to identify what type of account it is. When a feature is active on an account, the CIM GOLD fields and screens pertaining to the feature become file maintainable.

Certain combinations of features are not allowed. For example, the Checking field is not compatible with the Club Account field. Feature fields that are incompatible with currently marked feature fields will not be file maintainable.

Features are initially designated for products on the Deposits > Definitions > Product Codes screen. However, the features of individual customer accounts can be altered using these fields.

daiacctinfo_featuresfg

The fields in this field group are as follows:

Field	Description
Interest Mnemonic: DMDFIN	Use this field to indicate whether the customer account uses interest features. Interest features for individual customer interest accounts can be adjusted on the Deposits > Account Information > Interest Fields screen as well as the Interest Fields field group.
Checking Mnemonic: DMDFCK	Use this field to indicate whether the customer account uses checking features. Marking this field will make CIM GOLD screens and fields pertaining to checking accounts file maintainable.
Certificate Mnemonic: DMDFCD	Use this field to indicate whether the customer account uses certificate features. Features for individual customer certificate accounts can be adjusted on the Certificate Fields tab of the Deposits > Account Information > Additional Fields screen as well as the Certificate Fields field group.
Retirement Mnemonic: DMDFRT	Use this field to indicate whether the customer account uses retirement features. Features for individual customer retirement accounts can be adjusted on the Retirement tabs on the Additional Fields screen as well as the Retirement fields on the Deposits > Account Information > Customer Directed Transfers > Customer Directed Transfers screen. For more information about retirement plans, see the Deposits > Retirement > Retirement Plan screen.
Overdraft Mnemonic: DMDFOD	Use this field to indicate whether the customer account uses overdraft features. Overdraft features can be adjusted for individual customer accounts on the Deposits > Account Information > Overdraft & Secured Loans screen. For the transaction, institution, and CIM GOLD features that pertain to the use of the overdraft feature, see the Overdrafting Conditions and Options help page.
Club Account Mnemonic: DMDFCA	Use this field to indicate whether the customer account uses club account features. Club account features can be adjusted in the Club Account Fields field group on the Additional Fields screen. Club accounts are accounts used to save funds for a specific purpose, such as a holiday. In a club account, customers make deposits to the account over time, and then a check is created and sent to them on a predefined date.