APPOINTMENT_DATE

EVACDT

This is the delinquency letter appointment date. This field is entered when you select Action Code 210 on the Actions, Holds, Event Letters screen. This is the date the account owners should have contacted you or made a payment before action is taken. See the Event 23 Sample Letters for an example of how to use this field in your event letters.

APPOINTMENT_TIME

EVTIME

This is the delinquency letter appointment time. This field is entered when you select Action Code 211 on the Actions, Holds, Event Letters screen. The delinquency letter time is entered in the corresponding action date field as 01-HH-MM, where 01 is the month (e.g., 01=January, 02=February, 03=March, etc.), HH = hours, and MM = minutes, used in event 23 and 24 only).

ARM 2ND NEXT RATE CHANGE DATE

LNAMDT + LNAMFQ

Next rate change date plus a rate change frequency

ARM 2ND P/I CHANGE DATE

LNPIEF + LNAMPC

Next payment change date plus a payment change frequency

ARM NEXT ACCRUAL RATE

LNAMNA

Next accrual rate

ARM NEXT P/I PAYMENT

LNPINX

Next principal/interest payment

AUTO MAKE FIRST, SECOND, THIRD

CFMAKE

Make (Loans > Collateral Detail screen)

AUTO MODEL FIRST, SECOND, THIRD

CFMODL

Model (Loans > Collateral Detail screen)

AUTO YEAR FIRST, SECOND, THIRD

CFYEAR

Year (Loans > Collateral Detail screen)

DATE LAST PAID

LNDTLP

This field shows the date that the last payment was posted. If a payment reversal (tran code 608) occurs, the system will look in the collection history for the previous last payment date and enter that date in this field. The last payment date is reported to the credit bureau. It is updated as payment activity occurs on the loan.

This is pulled from the Last Payment Date field (LNDTLP), which is found in the Payment Information field group on the Loans > Account Information > Account Detail screen > Payment Detail tab.

Note: The loan transaction 590 (Charge LIP Interest to LIP Undisbursed Balance) also updates the date of last payment. However, the reversal of this transaction will not change the last payment date.

The results for this field are a numeric date, as in:

05-25-2015

DATE LAST PAID ALPHA

LNDTLP

This field is identical to the one above, but the results will be alphanumeric, as in:

May 25, 2015.

DELINQUENCY DEMAND DATE

Date calculated using demand days (see below); alpha or numeric.

DELINQUENCY DEMAND DAYS

Number of days that will be added to the date the event letter is created. Demand days are set up by loan type on the Delinquency Demand Days screen (function 805/806) in GOLD Services (Application 8).

Example: Loan type 12 is set up for 10 demand days. The night the event letter is created, the program adds 10 days to the current run date and displays that date here.

FHA/VA ACCOUNT NUMBER

LNFVNO

This is the FHA- or VA-assigned number for this loan.

Note: The institution’s FHA servicer number is set up with institution option H FHAC. If you are servicing FHA loans, this must be set up in order for it to appear on the event letter. If you would like this option, please send in a work order.

INVESTOR ACCOUNT NUMBER

LNIACT

This is the account number assigned by the investor to this loan, if there is one.

LAST INDEX

LNAPIN

Last Index Rate on Loans > Account Information > ARM Information screen, ARM Detail tab

LATE CHARGE VARIANCE

LNPDUE

Late charge variance–amount of the regular payment not paid because late charges were paid

NEW TOTAL PAYMENT

LNPINX+LNR1NX+LNR2NX-LNSNXT

Next P/I payment + next reserve 1 payment + next reserve 2 payment - next subsidy payment. If next payments are zero, then current payments are used for calculating new total payment.

OLD TOTAL PAYMENT

LNPICN+LNR1CN+ LNR2CN-LNSCON

P/I payment + reserve 1 payment + reserve 2 payment - subsidy payment

ORIGINAL ADD ON AMOUNT

LNOADD

Total of amounts added on to the principal

ORIGINAL APR

LNOAPR

Annual percentage rate of the loan

PAYOFF AMOUNT

POPOFF

This is the Payoff amount as of the date the event is created. This field is pulled from the Payoff Amount field on the Loans > Payoff screen, Balances tab.

Note: If you want to use the <<PAYOFF_AMOUNT>> merge field on this event, the following needs to take place:

PREVIOUS YEAR YTD INTEREST

LNPYTD

This is the total amount of interest paid during the previous year. If includes any subsidy portion and any prepaid interest paid during the previous year. This information is pulled from the Loans > Account Information > Account Detail screen > Statistics tab > Current & Prior Year-to-Date tab.

SOLD AS OF DATE

LNASOF

This field will show the date the loan is sold as of, whether it is a due date, paid-to-date, or an actual date when the loan is sold using the Loans > Investor Reporting > Sell Loan to Investor function.

TOTAL LATE CHARGE AND FEE VARIANCE

CALC

Late charge variance plus total loan fee variance

TOTAL LOAN FEES VARIANCE

LNVPRN

Total loan fees variance–the amount of the regular payment that was not paid because of loan fees

USER-DEFINED C17

UFC17

This is a user-defined field entered on the Actions/Holds/Event Letters screen. You can enter any information in those fields on that screen, and that information can be included in event letters if you include this merge field.

These fields are only available for events 23 and 24.

USER-DEFINED C34

UFC34

This is a user-defined field entered on the Actions/Holds/Event Letters screen. You can enter any information in those fields on that screen, and that information can be included in event letters if you include this merge field.

These fields are only available for events 23 and 24.

The following merge fields are also available if you would like, but you will need to contact your GOLDPoint Systems account manager to have these fields programmed for your institution.

DATE DUE DATE ROLLED

LNROLL

Date Due Last Rolled (Loans > Account Information > Payment Information screen)

DATE LAST PAID

LNDTLP

Last Payment Date (Loans > Account Information > Account Detail screen, Payment Detail tab)

EMAIL

E0EMEL

Email Address (Customer Relationship Management > Households screen)

FEES REMAINING AMOUNT

LNFREM

Remaining Fees (Loans > Account Information > Deferred Fees screen)

FORCE NEXT FOLLOW-UP DATE

QAFDTE

Follow-up Date (Loans > Marketing and Collections screen, Contact tab)

INTEREST START DATE

OTINDT

Interest Start Date (Loans > Cards and Promotions screen, Disclosure Information tab)

LAST ACTIVITY

LNACTV

Last Activity (Loans > Account Information > Account Detail screen, Account tab)

LAST PAYMENT AMOUNT

LNLPMA

Last Payment Amount (Loans > Account Information > Account Detail screen, Payment Detail tab)

PAYOFF

LNCLAT

Payoff Amount (Loans > Account Information > Additional Loan Fields screen, Origination/Maturity tab)

VIN NUMBER FIRST, SECOND, THIRD

CFVIN1

VIN (Loans > Collateral Detail screen)