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Consumer Information Indicator codes

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Consumer Information Indicator codes

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The actual codes available in the Consumer Information Indicator field might vary depending on whether your institution has limited code availability through the Loans > System Setup Screens > Client Code Setup > Consumer Information Indicator screen. See help for that screen for more information.

 

Possible Consumer Information Indicator codes are as follows. Note that codes marked with an asterisk (*) are obsolete as of April 2021. Use code Q instead of these obsolete codes.

 

Code

Description

1A

Personal Receivership

A

Petition Chapter 7 Bankruptcy

B

Petition Chapter 11 Bankruptcy

C

Petition Chapter 12 Bankruptcy

D

Petition Chapter 13 Bankruptcy

E

Discharged Bankruptcy Chapter 7

F

Discharged Bankruptcy Chapter 11

G

Discharged Bankruptcy Chapter 12

H

Discharged Bankruptcy Chapter 13

I*

Chapter 7 Bankruptcy Dismissed

J*

Chapter 11 Bankruptcy Dismissed

K*

Chapter 12 Bankruptcy Dismissed

L*

Chapter 13 Bankruptcy Dismissed

M*

Chapter 7 Bankruptcy Withdrawn

N*

Chapter 11 Bankruptcy Withdrawn

O*

Chapter 12 Bankruptcy Withdrawn

P*

Chapter 13 Bankruptcy Withdrawn

Q

Removes Previously Reported Bankruptcy

R

Reaffirmation of Debt

S

Remove Previous Reaffirmation of Debt

T

Credit grantor cannot locate consumer. To indicate a borrower cannot be located, check the Cannot Locate Consumer box on the Loans > Marketing and Collections screen > CIF tab. They will be reported to credit repositories with this CIID code for one month. This code take last precedence, so if any other CIID code exists for the account owner, this code will not be reported.

U

Consumer now located (removes previously reported T indicator). To indicate a borrower was located, check the Consumer Now Located box on the Loans > Marketing and Collections screen > CIF tab. They will be reported to credit repositories with this CIID code for one month. This code take last precedence, so if any other CIID code exists for the account owner, this code will not be reported.

V

Chapter 7 Reaffirmation of Debt Rescinded

Z*

Bankruptcy -- Undesignated Chapter

 

*As of April 2021, this code is obsolete. Use code Q instead.

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