Account tab |
  
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Navigation: Loans > Loan Screens > Account Information Screen Group > Account Detail Screen >
Account tab |
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The Account tab on the Account Detail screen displays basic information about the customer account. This tab contains the following field groups:
Payment and Classification field group
Miscellaneous Loan Information field group
Name and Address Information field group
The following is an example of this tab. Click on any section to view field descriptions of the fields found in each field group.
Loans > Account Information > Account Detail Screen, Account Tab
Special Fields Not found in Field Groups
The following fields are on the Account tab but not described in the previous field groups.
Field |
Description |
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Mnemonic: LNSTAB (work field) |
The Institution Balance field at the top-right of this screen is usually for investor loans only. This calculation will compute the institution's portion of the remaining loan balance. If the loan is 100% sold, the result will be 0. If the loan is originated by your institution and not sold, this field will reflect the Principal Balance remaining on the account. The mnemonic for this field is LNSTBAL and is a work field you can create in Step 3 of GOLDWriter using the following calculation:
LNSTBAL = 100 - LNISLD * LNPBAL / 100 and rounded by 2
When this is included in a GOLDWriter, it would look like this:
The result of this calculation in a report in GOLDWriter would be a percentage of the loan owned by your institution, such as "46.50 percent." This work field can be used in other special field calculations in GOLDWriter. See Appendix A: Special Work Field Calculations in the GOLDWriter User's Guide for more information. |
The Plan Description field at the bottom of the Account tab shows any dealer plan descriptions tied to this loan, if applicable. Examples of dealer plans include 90-days no interest, interest free, and no sales tax. Loan plans are specific to your institution and are set up for accounts during loan origination. To create different plans for your institution, use the Dealer Setup > Plans screen in CIM GOLD. Once plans are created through that screen, you can add those plans to various dealers who sell loans through your institution. You add dealers to plans using the Dealer System > Plans screen, then click <Relationships>. The dealers you add as relationships can then offer those plans to customers and secure loans through GOLDTrak PC or eGOLDTrak. |
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Mnemonic: LNCLDS |
This is a 60-character field meant to display basic information about the collateral on the loan. A user can manually enter information in this field, or the system will populate it from TF_COLLATERAL_DESC during the loan boarding process in GOLDTrak PC. Most users who manually edit this field use it to store the descriptions and VIN for the collateral tied to the loan and/or the property address for real estate loans.
This field is not in any way tied to information on the Loans > Collateral Detail screen. Information entered on that screen does not update this field.
Additional collateral information can be set up on the Collateral Detail screen. |
