Loans > Loan Screens > Collateral Detail Screen

Use this screen to create, view, and edit information about collateral attached to the customer loan account.

The list view at the top of this screen displays all collateral items that have previously been set up for the customer loan account. The information displayed in this list view corresponds directly to information entered in the fields on this screen. To filter the results displayed in the list, use the Search VIN#, Search Serial#, and Search Property radio buttons to indicate the type of collateral being searched, enter a search phrase in the adjacent text box, and click <Search>. Additionally, the Filter By Promotion field group (see table below) can be used to filter this list view by promotion (if the the customer loan account is a card loan).

To create a collateral item (and add it to the list view), click <Create New>, enter information in the fields on this screen, then click <Save Changes>. To edit an existing collateral item, select an item in the list view to populate the fields on this screen with that item's information. The fields will then be available for editing (with the exception of Collateral Type). Collateral items can be deleted by selecting them in the list view and clicking <Delete>.

This screen's appearance changes according to the selected Collateral Type being created, viewed, or edited (see information about the Collateral Type field in the table below). If the Collateral Type is:

•Auto, Personal Property, Power Sports, or Outdoor Power Equipment, this screen appears as shown on the Collateral Detail Screen: Auto/Personal Property help page.

•Real Estate Property, this screen appears as shown on the Collateral Detail Screen: Real Estate Property help page.

•Home Improvement, this screen appears as shown on the Collateral Detail Screen: Home Improvement help page.

See the help pages linked above for more information about the links and fields unique to each version of this screen.

There are two blue text links at the bottom of every version this screen:

•Click the blue Insurance Policy Detail link to open up the Insurance Policy Detail dialog for the customer. This dialog functions identically to the Loans > Insurance > Policy Detail screen. Use this dialog to set up or view insurance policies in connection with the collateral item being created/edited from within your institution.

•Click the blue Borrower Paid Insurance link to open up the Borrower Paid Insurance dialog for the customer. This dialog functions identically to the Loans > Insurance > Tracking Insurance screen. Use this dialog to set up or view insurance policies in connection with the collateral item being created/edited from an external vendor. This dialog can also be used to set up tracking features that notify your institution if the customer lapses in insurance coverage.

The following fields appear on all versions of this screen:

Field

Description

Filter By Promotion field group

If the customer loan account is a card loan, use these fields to indicate that the list view at the top of this screen should only display collateral items set up under the selected Promotion.

Use the Include Closed Promotions field to indicate whether collateral items set up under closed promotions should appear in the list view.

Promotions and card loan information are set up and viewed on the Loans > Cards and Promotions screen.

Collateral Type

Mnemonic: CFCLTY

Use this field to indicate the type of collateral being created. See below for more information.

Promotion

Mnemonic: N/A

If the customer loan account is a card loan, use this field to indicate which promotion is secured by the collateral item being created/edited.

Promotions and card loan information are set up and viewed on the Cards and Promotions screen.

Item Description

Mnemonic: CFPRDS

Use this field to indicate a brief description of the collateral item being created/edited.

Lien Position

Mnemonic: CFLNPS

Use this field to indicate the lien position of the collateral item being created/edited. See below for more information.

Other Description

Mnemonic: CFDS70

Use this field to indicate any necessary additional information for the collateral item being created/edited.

Retail Value

Mnemonic: CFCVAL

Use this field to indicate the retail value of the collateral item being created/edited.

Changed/By

Mnemonic: CFDRVC, CFRVCB

If information in the Retail Value field (above) or Loan Value field (below) has been changed by an employee at your institution, these fields display the date the change occurred and the employee ID number of the person who performed the change.

Loan Value

Mnemonic: CFLVAL

Use this field to indicate the loan value of the collateral item being created/edited (if the collateral item is used to secure the loan).

This amount may be different than the amount in the Retail Value field above.

Collateral Secured %

Mnemonic: CFCSEC

Use this field to indicate the percent of the customer loan account secured the collateral item being created/edited.

Update Information field group

Mnemonic: CFDTCR, CFDTUP, C2UPNM, CFEMPX

This field group displays basic information about the most recent file maintenance performed on the collateral item selected in the list view.

This information includes the Date the collateral item was created, the most recent Date of file maintenance, and the ID Number and name of the Employee at your institution who performed the file maintenance.

Created in CIM

Mnemonic: CFCIM

This field indicates whether the selected collateral item was created in CIM GOLD.

Collateral items can also be created through GOLDTrak PC or eGOLDTrak at the time of loan origination. If that is the case, this field will be left blank.

	Record Identification: The fields on this screen are stored in the FPCF record (Loan Collateral Information). You can run reports for this record through GOLDMiner or GOLDWriter. See FPCF in the Mnemonic Dictionary for a list of all available fields in this record. Also see field descriptions in this help manual for mnemonics to include in reports.