Loans > Loan Screens > Transactions Screen Group

The Loans > Transactions > EZPay screen provides a user-friendly interface for processing payments on customer loan accounts. This screen can be used to process immediate payments, deferments, or payoffs as well as set up future payments, recurring payments, or future payoffs. The primary benefits for using EZPay instead of the Loan > Transactions > Make Loan Payment screen or GOLDTeller are as follows:

•EZPay allows your institution to charge convenience fees for processing payments.

•EZPay allows ACH (e-check) and credit/debit card payments. It does not allow cash, check, or journal payments, like the Make Loan Payment or GOLDTeller payments do.

•The setup is much easier in EZPay than in GOLDTeller. It doesn't require a DB4 backend or database of files. It's just a simple payment screen.

•Using EZPay makes it easier to balance where payments and fees are processed to the General Ledger.

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The EZPay screen is extremely customizable. Its appearance and functionality vary drastically from institution to institution. A complex system of related CIM screens, GOLDPoint-monitored IMAC tables, event letters, transaction codes, and loan reports work together behind the scenes to make EZPay function exactly how your institution requires. Because of the large amount of information necessary to fully understand EZPay, and in an effort to prevent this information from overcrowding the relatively simple information about actually using the screen, this help manual has been divided into two main sections:

•See EZPay Settings and Options for all information regarding the settings and options that pertain to EZPay. This section of this manual will be of most interest to managers and supervisors (as well as GOLDPoint employees) who make decisions about how EZPay should function at their institution.

•See Using the EZPay Screen for information about how to navigate and submit a payment using the EZPay screen. This section of the manual will be of most interest to employees and tellers who use the screen to process payments for your institution's customers.

	Record Identification: The fields on this screen are stored in the FPFS record (Miscellaneous Function Security). You can run reports for this record through GOLDMiner or GOLDWriter. See FPFS in the Mnemonic Dictionary for a list of all available fields in this record. Also see field descriptions in this help manual for mnemonics to include in reports.