Overdraft Notice Heading

Mnemonic: OOHODN

Institution Option: HODN

Use this field to indicate the heading you want for overdraft notices printed from GEM. For example, you could type "Notice of Overdraft" or "Overdraft Notice" in this field.

Return Notice Heading

Mnemonic: OOHRTN

Institution Option: HRTN

Use this field to indicate the heading you want for return notices printed from GEM. For example, you could type "Notice of Return" or "Return Notice" in this field.

Paid Item Notice Heading

Mnemonic: OOHPDI

Institution Option: HPDI

Use this field to indicate the heading you want for paid notices printed from GEM. For example, you could type "Notice of Payment" or "Payment Notice" in this field.

Combined Notice Heading

Mnemonic: OOHCMB

Institution Option: HCMB

Enter the heading you want to print on combined notices for all transactions that were returned, overdrafted, or paid to the account through GEM. This is the only notice type that prints all notices (overdrafts, returns, paid items) together.

Chargeback Notice Heading

Mnemonic: OOHCBN

Institution Option: HCBN

Enter the heading you want to print on chargeback notices for deposited items that have been returned to your bank. Note that this notice will always be printed on the 3-up Notice Format (see below) with words at the top, regardless of any other settings you enter on this tab.

Notice Format

Mnemonic: OONTCF

Institution Option: NTCF

Use this field to indicate whether you want to use the 3-up notice format with words at the top or side when printing notices in GEM. This selection will be the default selection on the Print Notices screen. You can leave this field blank if you want to use a combined format (see Always Use Combined Notice below).

Open the toggles below for more information and examples of these notice format options.

Notice Formats

3-Up Notice with Words at the Top     When using 3-up notices with words at the top, you must make sure that the Envelope Type (see below) indicates one or no windows. If you try printing with the wrong envelope type selected, the system will return a warning message similar to the following:     If you click <Yes>, the notice will print similarly to a 3-up notice with words on the side. If you click <No>, the notice will print, but with printing errors. You should not be changing your notice types unless you change your envelopes.   3-Up Notice with Words on the Side     When using 3-up notices with words on the side, you must make sure that the Envelope Type (see below) indicates two windows. If you try printing with the wrong envelope type selected, the system will return a warning message similar to the following:     If you click <Yes>, the notice will print similarly to a 3-up notice with words at the top. If you click <No>, the notice will print, but with printing errors. You should not change your notice type unless you are changing envelopes.

Envelope Type

Mnemonic: OOENVT

Institution Option: ENVT

Use this field to indicate which envelope type you want to use with the notices you print from GEM. This selection will be the default selection on the Print Notices screen. The size and number of windows on the envelopes your institution uses must be specified in this field before you can print any notices. Which Notice Format you choose (see above) affects which envelope type you should use. Possible choices are:

•#9 - 0 window

•#9 - 1 window

•#9 - 2 windows

•#10 - 0 window

•#10 - 1 window

•#10 - 2 windows

Note that if your institution doesn't use window envelopes, you will need to use address labels or manually type and print the customer’s name and address on the envelope. This is not recommended by GOLDPoint Systems.

GEM Cutoff Time for ACH/Checks

Mnemonic: OORTIM, OOITIM

Institution Option: RTIM, OTIM

GOLDPoint Systems uses these fields to indicate he cut-off time (MST) by which your institution's exceptions for ACH/Check items should be handled. This time should coincide with the Federal Reserve Bank's deadline. Your institution will have to handle the items on the next business day.

Protect Fee to Charge Field

Mnemonic: OOLKFE

Institution Option: LKFE

Mark this checkbox if you do not want file maintenance to be performed on the fee amount for returning and paying rejects. Only the institution's fee amounts can be assessed.

Do Not Print Credit Limit on Notice

Mnemonic: OOPRCL

Institution Option: PRCL

Mark this checkbox if you do not want the credit limit printed on overdraft notices.

Print Current Balance on Notice

Mnemonic: OOPCBR

Institution Option: PCBR

Mark this checkbox if you want the current balance (instead of the payable balance at the time of the transaction) printed on paid and return notices.

Account Structure Number of Digits

Mnemonic: OIODGT, OIADGT, OICDGT, OILONB, OILANB, OILCNB

Institution Options: ODGT, ADGT, CDGT, LONB, LANB, LCNB

These fields display the number of digits used for deposit and loan account numbers at your institution. Account number structure includes an Office, Account, and Check Digit number.