Loans > Loan Screens > Marketing and Collections Screen > Delinquent Payments tab

The Graded Delinquency/Actual Delinquency toggle fields allow you to quickly view what the delinquency category is for this account if using graded delinquency or normal delinquency. This toggle really only works if this is a precomputed or interest-bearing loan (payment methods 3 and 6), the account is not charged off or in bankruptcy, and the institution uses delinquency grading (institution option UDQG is on).

When you select one of these radio buttons, you can view how the delinquency grading affects the account. For example, if the account payment is past due, and you select the Graded Delinquency radio button, the Days Late, Dlnqnt Cat, and Summary of Past Due Payments may be different then when the Actual Delinquency radio button is selected, as shown in the examples below:

With actual delinquency, the account is 3 payments late and 80 days late.

With graded delinquency, the account is 2 payments late and 49 days late.

See the Special Delinquency Calculations for Consumer Loans help for more information about Graded Delinquency.