|
Calculated Fields field group |
  
|
Navigation: Loans > Loan Screens > Commercial Loans Screen Group > Property Management Screen > Financial Profile Data tab >
Calculated Fields field group
|
Calculated Fields field group |
|
The fields in this field group on the Financial Profile Data tab are automatically calculated by the system whenever this screen is accessed.
Use the calculations displayed in these fields when entering information in the Review Information field group.
The information displayed in this field group is as follows:
Field |
Description |
The total amount of annual payments on the loan (principal and interest multiplied by 12, then divided by the frequency). |
|
The total amount of gross income generated by the property. This value is pulled from the Loans > Commercial Loans > Property Income/Expense/Units screen. |
|
The total amount of expenses incurred by the property. This value is pulled from the Loans > Commercial Loans > Property Income/Expense/Units screen.
A breakdown of the property's expenses can be viewed on the Loans > Commercial Loans > Property Income/Expense/Units screen. |
|
The net income generated by the property, calculated by subtracting the Expenses from the Income (see above). |
|
The property's debt coverage ratio, calculated by dividing the property's Net Income (see above) by its total debt service (the principal and interest payment on the loan). |
|
The cumulative Debt Coverage Ratio (see above) for all loans on the property. These loans may not all be through your institution. |