Possible account types are:

D - Deposit Account

G - General Ledger Account

L - Loan Account

C - Credit Card

"L-Loan Account" can only be selected on line-of-credit loans. "C-Credit Card" can only be selected if Institution Option ODCL is enabled, as explained on the Overdrafting Conditions and Options help page.

A General Ledger (G/L) account cannot be used in conjunction with other accounts in overdrafting. One G/L account can be used on each customer account and it offers unlimited credit.

If valid values are entered in these and the Account Number fields below, the button on the left of this field group becomes active. Click the button to be taken to the Deposits > Account Information > Account Information screen for the account specified in this field.

If "D-Deposit Account" or "L-Loan Account" is selected in the Account Type fields above, use these fields to indicate (from left to right) the office number, account number, and check digit of the overdraft account.

If "G-General Ledger Account" is selected in the Account Type fields above, use this field to indicate the General Ledger Account number of the overdraft account by selecting an available account from the Overdraft Accounts list view. A General Ledger account cannot be used in conjunction with other accounts in overdrafting. One G/L account can be used on each customer account and it offers unlimited credit.

If valid values are entered in these fields and the Account Type fields above, the button on the left of this field group becomes active. Click on the button to be taken to the Deposits > Account Information > Account Information screen for the customer account entered in these fields.

For any account type, a zero (0) displayed  in this field means that either the account has no money or a hold code with an override attached (overrides can be maintained on the Customer Relationship Management > Special Instructions screen). An asterisk (*) will appear to the right of the value in this field, and a message will appear just below this field indicating why the available amount is zero. Only one error can be shown on this screen. If multiple errors are present, no asterisk will appear.

If the customer account needs to allow overdrafting to occur at the teller window, ATM, or through your institution's banking website, all hold codes on the account must be either MOV (message override) or NOV (no override) . Override levels are set up on the Deposits > Definitions > Hold Code Definitions screen.

If "D-Deposit Account" is selected in the Account Type fields above, this field contains the amount currently available in the designated savings or checking account. If the overdraft account is a savings account, this amount is reduced by .01 so that overdrafting can never take the savings account to zero (0) and close the account.

If "L-Loan Account" is selected in the Account Type fields above, this field contains the line-of-credit limit minus the principal balance for revolving LOCs and the line-of-credit limit minus the credit used for non-revolving LOCs.

If "G-General Ledger Account" is selected in the Account Type fields above, no amount is displayed in this field because General Ledger transfers have no limit.

If a credit card is tied to the overdraft account, a zero (0) is displayed in this field because the balance and available credit are unknown.

For the transaction, institution, and CIM GOLD features that pertain to the use of the overdraft feature, see the Overdrafting Conditions and Options help page.