DAYS BEFORE PAYMENT CHANGE

LNAMID

Days prior to next P/I change date to calculate pmt

DAYS BEFORE RATE CHANGE

LNAMAD

Days prior to next rate change date to calculate rate

NEW PAYMENT WITHOUT SUBSIDY

LNPICN + EFF
LNR1CN + EFF
LNR2CN

P/I payment + effective Reserve 1 payment + effective Reserve 2 payment

*** new payment amounts are calculated using payments that are in effect as of the subsidy effective date

NEW PAYMENT WITH SUBSIDY

LNPICN + EFF
LNR1CN + EFF
LNR2CN - LNSNXT

P/I payment + effective Reserve 1 payment + effective Reserve 2 payment - next subsidy payment

*** new payment amounts are calculated using payments that are in effect as of the subsidy effective date

NEXT SUBSIDY PAYMENT

LNSNXT

Next subsidy payment

ROUND RATE E T Q

LNRRND

Round rate to the eighth, tenth, or quarter

SUBSIDY ACCRUED INTEREST

LNSAC1

Subsidy accrued interest

SUBSIDY EFFECTIVE DATE

LNSEFF

Subsidy effective date

SUBSIDY EXPIRATION DATE

LNSEXP

Subsidy expiration date