Navigation:  Loan Screens > Account Information Screen Group > Reserves Screen Group > Reserve Analysis Screen > Options, Limits & Loan Fields tab > Analysis Limits field group > State

Entry: User, radio

F/M: Yes

Mnemonic: LNOSTA

Screen: Loans > Account Information > Reserves > Reserve Analysis > Options, Limits & Loan Fields tab

 

Two fields appear here. The first is a radio button that indicates whether the loan has a state or document required cushion limit.

 

The second field is a numeric field that represents how many months' cushion is allowed on this loan based on state or document limitations. These fields override the institution default option and are used with both the online and afterhours analysis process.

 

Example: If your institution option for the cushion is two (2) months and you have selected either State or Document, and a 1, when either an online or afterhours analysis is processed, this loan will only result in a one-month cushion.

 

For more information on what controls the cushion, refer to Cushion field help.