Investor Agreement on File

Mnemonic: IMIAG

Use this field to indicate whether your institution has a servicing agreement with the investor on file.

Investor Allows Non-Owner Occupancy

Mnemonic: IMNOO

Use this field to indicate whether the investor allows non-owner occupancy of loans they purchase.

Investor Allows Rate Blending at Modification

Mnemonic: IMRTB

Use this field to indicate whether the investor allows rate blending when a loan is modified.

Investor Approval Required to Modify

Mnemonic: IMIAP

Use this field to indicate whether the investor requires approval before a loan undergoes any modification.

Investor Requires Due on Sale to be Enforced

Mnemonic: IMDSL

Use this field to indicate whether the investor requires a “due on sale” clause to be included and/or enforced with loans they purchase.

Investor Requires Year-end Advice

Mnemonic: IMYRA

Use this field to indicate whether the investor requires year-end advice from your institution's independent auditors for confirmation or verification of the loans they purchase.

Investor Requires Year-end Audit Report

Mnemonic: IMAUD

Use this field to indicate whether the investor requires a copy of your institution's year-end audit report.

Payment of Interest on Reserves

Mnemonic: IMIOR

Use this field to indicate whether the investor wants interest to be paid on reserve accounts within loans they purchase.

Use Alternate Company Name on Reports

Mnemonic: IMANM

Use this field to indicate whether the investor wants to use an alternate name for their institution on reports. If this field is marked, your GOLDPoint Systems representative must set up the alternate name to use for the investor.