Navigation:  Loans > Loan Screens > System Setup Screens > Loan Pattern Setup Screen > Initializing Loan Pattern screen

The Initializing Loan Pattern screen is necessary when creating patterns for GOLDTrak PC, Gateway, or GOLDAcquire Plus.

 

You must first select the screens you want included in this initialization by using the screen tree view on the Loan Pattern Setup screen. The screens indicate the record and fields needed to board information for this loan pattern. For example, if setting up a pattern for precomputed types of loans, you should make sure that the Precomputed Loans screen is checked. And then when you initialize the pattern by clicking <Initialize Pattern>, you can then choose how fields on those screens are populated.

 

Simple Example: For certain loan patterns, you want to ensure that the Late Charge Code is set to a flat fee of $25, and that Grace Days is set to "10." You would:

 

1.Check the box next to the Account Detail screen.

2.Click <Initialize Pattern>.

3.When the Initializing Loan Pattern screen opens, select the Account Detail > Payment Late/NSF tab.

4.In the Late Code field, select "15 - Charge a Flat Fee."

5.In the Late Charge Rate Fee, enter "25.00."

6.In the Grace Days field, enter "10."

7.Click <Save Changes>.

 

You would complete these steps for every field you want populated in the loan pattern. Then when the loan pattern is connected to a loan program in GOLDTrak PC or through our APIs, Gateway, or GOLDAcquire Plus, the applicable fields will be entered according to the pattern when the loan is originated.

 

Screen Details

 

On the left side of this screen, the Initializing Loan Pattern list view displays all of the Loans screens selected in the Loans tree view (as shown below). The names of the Loans screens are color-coded according to their status:

 

Red: The currently selected Loans screen, which appears on the right side of this screen.

Blue: Loans screens that have not yet been accessed during the current session.

Black: Loans screens that have been accessed previously during the current session.

 

The screen example below shows the Initializing Loan Pattern screen with the Loans > Account Information > Account Detail screen selected.

 

 

 

Entering Loan Defaults in CIM GOLD Screens

 

The right side of this screen displays the Loans screen selected in the Initializing Loan Pattern list view (in Red). Any field on the selected screen that is eligible to be assigned a default value will be file maintainable (as shown in the example screenshot above). Once a default value is entered in a field and the loan pattern is saved, that field will automatically display that default value for all loans opened using the selected loan pattern.

 

Click <Return> to save the loan pattern defaults and return to the Loan Pattern Setup screen.