Loans > Loan Screens > Account Information Screen Group > Call Report Classifications Screen

General category codes are reported to the credit bureau and are used on OTS reports. Possible category codes are as follows:

Code	Description
01	Real estate first mortgage loans
02	Second mortgages
03	Loans on deposits
04	Consumer loans
05*	Check guarantee/overdraft loans
06	Installment loans
07*	Revolving line
08	Financing leases
09*	Commercial loans - other than real estate
10	Commercial real estate loans
11	Wrap loans/serviced for real estate
12	Loans purchased - serviced by others
13	Loans to farmers
30	Non-conforming/loans to facilitate
40	Commercial letter of credit
41	Stand-by letter of credit
50	Mortgage-backed bonds
51	U.S. government securities
52	Federal agency securities issued by housing-related agencies
53	Federal agency securities issued by other agencies
54	Equity securities except FHLB stock
55	Mortgage-derivative securities
56	Interest-earning deposits in FHLBs
57	Other interest-earning deposits
58	Federal funds sold
59	Other investment securities
60,61	State and municipal obligations
62	Mortgage pool securities - GNMA pools
63	Mortgage pool securities - FHLMC participation certificates
64	Mortgage pool securities - FNMA pools
66	Insured or guaranteed by an agency or instrument of the U.S.
68	Other mortgage pool securities
80**	Real estate in foreclosure or charge-off real estate secured by first liens. Stops late charge assessments.
81**	Repossessed - non-real estate property. Stops late charge assessments.
82**	Charge off non-real estate property. Stops late charge assessments.
83**	Charge off of credit cards and related plans. Stops late charge assessments.
84**	Charge off of commercial and other loans. Stops late charge assessments. Stops late charge assessments.
85**	Repossessed assets. Stops late charge assessments.
86	Charge-off of loan to farmers. Stops late charge assessments.
87	Real estate in foreclosure or charge-off real estate secured by junior liens. Stops late charge assessments.
88	Charge - Off of REO Assets
89	Charge - Off of Repossessed
90	Contract collections
91	Rental accounts (These are payment method 8.)
97	Loan is in the application process only. (The account has been opened to track application fees. The origination of the loan has not been completed.)

* GOLDPhone transfers allowed.

** If you attempt to enter a General Category of 80-89, the system will require that a Charge Off Date be entered on the Loans > Account Information > Additional Loan Fields screen before allowing file maintenance. This charge-off date is used by both credit reporting and some regulatory reports.