Deposit Reports > Deposit Reports - Numerical Order

Availability

The Money Market/Savings Limit Exception Report can be run at any time; however, the fields used to calculate limits are based on the statement cycle of the account type. You may want to set up multiple reports, separated by type of account.

Purpose

The Money Market/Savings Limit Exception Report was created to comply with Reg D requirements. The report shows money market accounts, savings accounts (general categories 5 and 6), and remote banking transfers (GOLDPhone and Internet) that have exceeded transaction limits.

Preauthorized transactions are limited to six per month, three of which can be made by check, withdrawal, or debit card. There are certain withdrawal transactions that are allowed in unlimited numbers. These are ATM (TORCs 301/314), Internal Loan Payments (TORC 321), and withdrawals or withdrawal portions of a transfer made in person.

Because GOLDPoint Systems cannot tell if the withdrawal is made in person or if it is initiated over the telephone, an indicator labeled "Phone Transactions" has been added to the 1130 and 1160 transactions. A "Y" entered in this box means the transaction will be counted as a preauthorized transfer. An "N" means it was not preauthorized. The default is "N."

This report is sorted by office number and account number.

Report Column Information

See FPSDR120 Example for an example of this report.

Column Heading	Description
Account Number	The account number is displayed in this column (DMACTO, DMACTA, and DMCKDG). Field lengths are controlled by institution options.
Short Name	The short name (SHNAME) of the plan owner is displayed here. This name is obtained from the CIF system.
Current Balance	The current balance (DMCRBL) of the account is displayed in this column.
Date Opened	This is the date (DMDTOP) the account was opened.
Prod Code	This is the product code (DMPDCD) of the account.
Gen Cat	This is the general category (DMGENL) of the account.
# Checks	This is the total number of checks cleared during the cycle (DMCKCY).
# Withdrawals	This is the total number of withdrawals (e.g., ACH, CDT, etc.) made during the cycle (DMWDCY) minus the total number of POS/debit card transactions.
# Transfers	This is the total number of transfers, including GOLDPhone and Internet withdrawal transfers (DMGPTN), made during the cycle (DMXFCY).
# Debit Card	This is the total number of debit/POS transactions processed in the cycle (DMCDDC). It is added to the # Checks field to determine check limits.
Total #/Cycle	This is the total number of checks plus withdrawals and transfers, including remote banking (GOLDPhone and Internet) withdrawal transfers (DMGPTN), made during the cycle.

Subtotals

Subtotals are provided for current balance and number of accounts.

Money Market/Savings Limit Exception Report (FPSDR120)

Money Market/Savings Limit Exception Report (FPSDR120)