Alternate Credit Bureau Fields |
  
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Alternate Credit Bureau Fields |
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CMP: 18813
Alternate credential fields have been added to GOLDTrak PC for use when pulling credit (two sets for each credit bureau). This enhancement was implemented for an institution who wished to credit hard pulls to other institutions (banks and credit unions) while crediting soft pulls to themselves.
These new credential fields are as follows:
Credit Bureau |
Original Fields |
Alternate Fields #1 |
Alternate Fields #2 |
|---|---|---|---|
Equifax |
EQ_CUSTOMER_NUM_IO EQ_SECURITY_CODE_IO EQ_TEST_OR_LIVE_IO |
EQ_CUST_NUM_ALT1_IO EQ_SEC_CODE_ALT1_IO EQ_TEST_LIVE_ALT1_IO |
EQ_CUST_NUM_ALT2_IO EQ_SEC_CODE_ALT2_IO EQ_TEST_LIVE_ALT2_IO |
TransUnion |
TU_MARKET_CODE_IO TU_SUBMARKET_CD_IO TU_INDUSTRY_CODE_IO TU_MEMBER_CODE_IO TU_PASSWORD_IO TU_TEST_OR_LIVE_IO |
TU_MKT_CODE_ALT1_IO TU_SUBMKT_CD_ALT1_IO TU_IND_CODE_ALT1_IO TU_MBR_CODE_ALT1_IO TU_PASSWORD_ALT1_IO TU_TEST_LIVE_ALT1_IO |
TU_MKT_CODE_ALT2_IO TU_SUBMKT_CD_ALT2_IO TU_IND_CODE_ALT2_IO TU_MBR_CODE_ALT2_IO TU_PASSWORD_ALT2_IO TU_TEST_LIVE_ALT2_IO |
Experian |
EX_SUBCODE_IO EX_PASSWORD_IO EX_PREAMBLE_IO EX_USER_ID_IO EX_EAI_IO EX_VENDOR_NUM_IO EX_TEST_OR_LIVE_IO |
EX_SUBCODE_ALT1_IO EX_PASSWORD_ALT1_IO EX_PREAMBLE_ALT1_IO EX_USER_ID_ALT1_IO EX_EAI_ALT1_IO EX_VNDR_NUM_ALT1_IO EX_TEST_LIVE_ALT1_IO |
EX_SUBCODE_ALT2_IO EX_PASSWORD_ALT2_IO EX_PREAMBLE_ALT2_IO EX_USER_ID_ALT2_IO EX_EAI_ALT2_IO EX_VNDR_NUM_ALT2_IO EX_TEST_LIVE_ALT2_IO |
To facilitate the use of these alternate credential fields, a new field has been added to the LOAN_REQ_HEADER group. This new field is DO_ALT_CREDIT_PULL:
•If this field is set to "1," the #1 alternate credentials will be used when pulling credit.
•If this field is set to "2," the #2 alternate credentials will be used.
•If this field is not utilized, the original credentials will be used.
A new button is also available on the Credit Report Setup screen. Use this new <Alt Setup> button to set alternate credentials (if DO_ALT_CREDIT_PULL is in use).