Deposit Reports > Deposit Reports - Numerical Order

Availability

This report should be run monthly.

Purpose

This report will contain accounts that have processed more than six fee transactions relating to overdraft/negative fees (institution options NGCH/NGFE) in the current month. This report can be used to contact customers to discuss less-costly alternatives to the automated transactions process to help you comply with the FDIC Best Practices for Regulation E. Additional reports can be set up to show all accounts with more than six fees in the current month or accounts with more than six fees in the past 12 months.

Alerts can be automatically created using this report. If your institution has set up the alert and the IRS owner has an e-mail address and Web access, message number 105 will be sent to the owner. The alert message needs to be set up for your Web site.

GOLDPoint Systems Only: Input records: DM MN

Critical: 1–4

Misc Opts	Accounts Included
Misc Opts 1:New this month	If Misc Opts 1 is set to "Y," the only accounts that will be included are those that did not have more than six fees in the previous 11 months but will have more than six after adding the current month.
Misc Opts 2: No alerts	If Misc Opts 2 is set to "Y," no alerts will be sent for this run.
Misc Opts 3: >6 a month	If Misc Opts 3 is set to "Y," the MTD column will show only accounts that have more than six negative balance fees in the current month.
None	All accounts with more than six fees will be included, regardless of month run.

Report Column Information

See FPSDR229 Example for an example of this report.

Column	Description
Account Number	This is the account number with more than six overdraft/negative fees.
Name	This is the name of the IRS owner for the account listed.
#Fees MTD	This is the total number of Negative Balance Fees charged to the account in the current month.
#Fees YTD	This is the total number of Negative Balance Fees charged to the account in the last 12 months.
Fee Amount	This is the total amount of Negative Balance Fees charged to the account in the last 12 months.
Home Phone	This is the IRS owner's home telephone number.
Work Phone	This is the IRS owner's work telephone number.
Additional Phone	This is an additional phone number for the IRS owner, such as cell phone.

Totals

A total for the number of accounts is listed at the bottom of the report. No subtotals are available.

Excessive Negative Balance Fee Report (FPSDR229)

Excessive Negative Balance Fee Report (FPSDR229)