Navigation:  Deposit Reports > Deposit Reports - Numerical Order > Deposit Account Statements (FPSDR199)

Availability

This setup must process daily and at monthend during the afterhours.

 

The required setup for daily statements (Cycle 102 through 131) is as follows:

 

•Image Paper Statements

•Non-Image Paper Statements

•Image e-Statements

•Non-Image e-Statements

 

The required setup for monthend statements (Cycle 001, 002, 003, 006, 012, 013, 023) is as follows:

 

•Monthend Paper Statement

•Monthend e-Statement

 

 

The default retention period is 45 Days for paper statements and 365 days for e-Statements in CIM GOLD GOLDView. If you would like a different retention period for any of your statement setups, please submit a work order.

 

Purpose

The Deposit Account Statement program creates custom statements for accounts that were cycled that night based on the statement cycle (DMSCYC) on the account. Statement cycles can be set up to process on the second through the thirty-first day of the month, at monthend, quarter-end, semi-annually, and at year-end, based on the requirement for the account type. The statement period starts with the date in the Cycle Start Date (DMCYDT) field and continues to (not including) the Next Cycle Start Date (DMN Customer Directed Transfer (CDT)). Transactions that have been posted to an account based on these dates will be printed on the statement. Correction transactions made on the same day as the original transaction will automatically be skipped on the statement. Transactions can be manually suppressed from the statement if the user has security to file maintain history items.

 

Combined statements are set up using the CIS > Entity Maintenance > Create Group > Combined Statement screen.

 

When accounts that are on a combined statement have the same statement cycle, only one combined statement will be printed for the accounts. If statement cycles are different, a combined statement will be printed each statement date. For accounts that are not equal to the statement date, you will not get transaction history on the statement; you will just get a summary line of information. For loans attached to a combined statement, you will always get just the summary data. When checking accounts are tied to overdraft loans (Payment Methods 5, 9, and 10), the loan should not be set up as a combined statement; the loan information will be printed on the checking account statement at the time it cycles and will include transaction history. An institution option is available to turn off this portion of the statement (RODL), and two option sections (L & M) can be printed on the statement.

 

A standard statement format can be customized for your institution. Your logo, symbols, and colors can be chosen, and options are available in the rendering program that allow you to remove boxes, change shading, and reorder data on the form. In addition, different formats can be used for monthend and daily checking cycles.

 

In order to set up statements for your institution, GOLDPoint Systems needs artwork for your logo and any other symbols or advertisements you want added. The reconciliation for the back of the statement is also customizable and should be added to checking account statements. However, you can use the same format for all types of accounts.

 

 

Statement Options

See FPSDR199 Example for an example of this report. (Note: Not all options are used on this sample. Check images are not shown but would begin on page 3 in this sample.)

 

The statements are divided into 16 different sections. These sections can be put in any order or can be excluded if they are not required by regulations. The standard format is shown in the sample, and it includes all the sections available:

 

1. One Line Activity Summary or #C optional Stacked Activity Summary

2. Daily Balance Summary—including transactions

3. Deposit and Other Credits

4. Regular Checks

5. Withdrawals and Other Debits

6. Daily Balance Summary—balances for days transactions posted

7. Balance and Fees (Institution Opts DDRG must be set for Reulation DD Fee disclosure.)

8. Rate Summary

9. Customer Directed Transfers Summary

B. Non-combined Statement Summary

C. Stacked Activity Summary or #1 One Line Activity Summary

D. Advertising Message

E. EZ Savings Summary

L. Loan Summary

 

•Overdraft Loans—Average Daily Balance, YTD Finance Charge, Credit Line, and Unused Credit (Payment Methods 5, 9, and 10)

•Non-Overdraft Loans—Principal Balance, Reserve Balance, Taxes Paid Year-to-Date, Interest Paid Year-to-Date, Interest Rate, and Due Date

 

M. Overdraft Loan Detail

N. Overdraft Loan Additional Fields

 

The options available in each client's layout program are as follows:

 

•Account header without deposit and check counters

•Account header without deposit and check counters and account numbers

•Account number marking

•Advertising message (combined statements), choices:

 

(1) top of statement

(2) bottom of statement

(3) remove box around message

 

•Colors

•Combined statement summary amounts totaled

•Custom headings:

 

•Daily Balance Section

•Daily Balance Summary Section

•Daily Balance Loan Section

•Balances & Fees Section

•EZ Savings Section

 

•Darken boxes

•Darken the print for non-color printers

•Date range in Summary Section: If Institution Option OPTH-POLD, Print Old Account Number on Statement) is used, the summary dates cannot be used.

•Don't do page breaks for end account for combined statements

•Images always start on front page after statement print

•Logos

•Mailing label top, left, and width indicators

•OMR marks (OMR Marks Options)

•One- or two-sided statements (Duplex settings)

•Reconciliation format

•Remove account type from the footer

•Remove the bottoms of the section boxes

•Remove logo from image pages (overlay)

•Right-justify totals (for these sections: Deposits and Other Credits, Debits and Withdrawals, and Regular Checks)

•Show year-to-date / cycle-to-date service charges

•Specify statement destination on cover sheet

•Statement counter

•Underline summary statement totals and selected headings

 

Your institution can use institution options for statements according to your needs. The options that are available are found in the following table and apply to all deposit statements.

 

 

If the Show ACH ID (M2DAID) field is checked on an account in CIM GOLD on the Deposit Information Features/Options tab, information for ACH-PPD Standard Entry Class transactions will be printed on the statement.

 

The advertising messages that can be printed on statements are set up based on the institution options CDAD certificate message, CKAD checking message, RTAD retirement message, and SVAD savings message. These messages are set up to use the type of account, by product code, or by office. Advertising messages are set up through CIM GOLD on the Deposits > Definitions > Advertising Messages screen.

 

If ADMF is set, the advertising message on your bank’s deposit statements will use the spacing and format you have set up in the Deposits > Definitions > Advertising Messages screen. Using this option, you can left justify, right justify, or add more spacing to your messages. If this option is not set, the advertising message lines on deposit statements lines will be centered in the message area.