1120

ATM

301

1120

POS

302

1120

POS

316

1120

ACH

305

1220

ACH

305

1120

ACH

309

1120

ACH

314

LOAN

CREDITS

CDT

CREDITS

1130

ATM

301

1130

ATM

314

POS

302

POS

316

1130

ACH

305

CDT

DEBITS

LOAN

DEBITS

1130

INCLEARINGS

306

ACH 7 Record

This is an addenda file that contains additional information about the transaction such as address, company name, etc. It is optional and requires a work order.

Company ID

This is the company identification number of the institution sending this batch of ACH transactions.

Originator

This is the name of the institution where this batch of ACH transactions originated.

Type Description

This briefly describes the type of transactions in the batch. You may see any of the following descriptions, among others, or an abbreviation of the name of the business originating point of sale ACH transactions:

•Div

•Dividends

•Drafts

•Checks

•Ins. Prem.

•Insurance Premiums

•Payroll

•Automatic Payroll Deposits

Batch Effective Date

This is the effective date for this batch of ACH transactions.

Originator ID

This is the identification number of the originator of this batch of transactions.

Entry Type

This is a 3-character code for the type of transactions included in this batch. Several codes may be used. The most common are listed here.

POS Point of Sale

PPD Prearranged Payments and Deposits

RET Returns

MTE Machine Transfer Entries

Batch Total

This is the total balance for this batch. It can be used to balance with the total lines that follow the individual transactions in the batch.

Account Nbr

This is the office number (DMACTO), account number (DMACTA), and check digit (DMCKDG) of the account used in this ACH transaction.

Customer Name

This information is taken directly from the incoming ACH data. In the majority of transactions, this will be the name of the owner of the account in the Account Nbrcolumn.

ID Number

This information is taken directly from the incoming ACH data. It may contain the name of the customer, the payroll number of the customer, the number of the check, etc.

Web Pmt Type

This is the payment type for ACH transactions done over the web. An “R” in this field stands for recurring, an “S” stands for single.

Trace Number

This information is taken directly from the incoming ACH data. It is the trace number for the ACH item.

Tape#

This is the tape number on which this ACH transaction is stored.

Tran Type

This is a brief description of the type of transaction. This will normally be the same as the type description in the batch header.

Transaction Amount

This is the amount of this ACH transaction. If the transaction amount is 0 and the batch is ETF, the transaction is a purchase authorization. If the transaction amount is not 0 and the batch is not an ETF, it is a prenote.

Action Taken

This is a description of the action taken by the system regarding this ACH transaction. If the ACH transaction was posted, “POSTED” will appear in this field. If the transaction was rejected, this column will indicate why the transaction was rejected. If the transaction was posted through Rejected Items Processing, it will appear here as “POSTED SUSPECT.” If the transaction was posted as a fee, it will appear here as “POSTED FEE.” If the error message “ACCOUNT NOT FOUND” appears, the original ACH information will appear so that a notification of change can be created.

NOTE: All ACH return and notification of change items will print the original ACH information. The Action Taken column will display either “Return” for returned items or “NOC” for notification of change items.

TORC

This is the transaction origination code for this transaction.

Effective

This is the effective date for the batch of ACH transactions just listed.

Settlement

This is the settlement date for the batch of ACH transactions just listed.

ACH Record

The ACH(6) record is printed when the account is not found and only the account number was expanded. An example is displayed below. See the italicized line.

The following example is separated into sections. The sections are described below the example.

A is the transaction code.

B is the routing transit number.

C is the account number.

D is the amount.

E is the individual identification number.

F is the individual name.

G is discretionary data.

H is the trace number.

The ACH information block is printed when the account is not found AND data was changed in the record. An example of how the information is printed is shown below.