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Payment Rating |
  
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Navigation: Credit Reporting > Credit Reporting Screen > Credit Reporting & Loan Information tab >
Payment Rating
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Payment Rating |
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Entry: User, list box
F/M: Yes
Mnemonic: BUPTRT
Screen: Loans > Credit Reporting > Credit Reporting & Loan Information tab
The payment rating identifies whether the account is current or past due at monthend. It must be reported if the CB Account Status is 5, 13, 65, 88, 89, 94, or 95.
For loans with due dates other than the first of the month, it reports the number of days the loan was delinquent the night prior to the due date.
Payment Rating Code |
Payment Rating Description |
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0 |
Payments not past due (current) |
1 |
30-59 days past due date |
2 |
60-89 days past due date |
3 |
90-119 days past due date |
4 |
120-149 days past due date |
5 |
150-179 days past due date |
6 |
180 or more days past due date |
If your institution uses the graded due date (SVDUDT), the system will use that date instead of the loan due date (LNDUDT). See Special Delinquency Calculations for Consumer Loans for more information.