Credit Reporting > Credit Reporting Screen > Credit Reporting & Loan Information tab

Entry: System, numeric

F/M: No

Mnemonic: BUAMPD

Screen: Loans > Credit Reporting > Credit Reporting & Loan Information tab

This is calculated based on the payment method, number of payments past due, and each month’s scheduled payment, plus all late charges and fees as of monthend. A past due payment is any payment that has not been made after 30 days from the due date. Grace days are not included.

This field is pulled from the Total Due field on the Loans > Account Information > Account Detail screen > Payments tab.

If the Credit Bureau Account Status is 97 (charged off), this field reflects the payoff amount in whole dollars. Any decimal amounts are dropped (not rounded).

This field is cleared if the loan has a confirmed bankruptcy of a Consumer Information Indicator of "H" (dishcharged Bankruptcy 13).