11-30-2006      118 GOLDPoint BANK                     C/D RATE AND TERM SCHEDULE REPORT                   	FPSDR111 0602 PAGE   1

                                          MATURITY   CUR          PROD           RATE  TIER             NEW  NOTC HIGH   EFFECTIVE
  ACCOUNT NUMBER    SHORT NAME              DATE     PRD  PERIOD  CODE    RATE   PNTR  PNTR   TERM/TYPE MRTY ONLY RATE     DATE

  01 00000001 07    DOE J                07-15-2008   01 * 01     1009   2.50000  001   001     16   Y    N    N    N    01-09-2006
                                                           02        2   3.50000  001   001     12   M    N    Y    N    01-09-2007
                                                           03        3   4.00000  001   001      6   M    N    N    Y    01-09-2008
                                                           04        4   4.50000  001   001     12   Y    Y    Y    Y    07-09-2008

 
** INSTITUTION TOTALS
 


         NUMBER OF ACCOUNTS LISTED                 1